1. Overview & Commitment

OneSwap.ai firmly complies with international initiatives addressing Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT). As a gateway aggregator for digital assets, we have zero tolerance for individuals or entities attempting to utilize our infrastructure for illicit operations, fraud, or the obfuscation of illegally obtained funds.

2. Partner AML Enforcement

Because OneSwap.ai acts strictly as an aggregator and does not hold custody of user funds at any step, the actual execution and clearance of exchanges are conducted exclusively by our partner networks (e.g., ChangeNOW, Changelly, SimpleSwap, etc.).

We mandate that every liquidity provider enlisted on our interface maintains robust, compliant, and continuously updated AML/KYC policies operating in tandem with global regulatory standards (such as FATF guidelines).

3. Transaction Monitoring

Our partners employ sophisticated, blockchain-native tracking and risk-scoring algorithms to screen incoming deposits. These systems evaluate parameters including, but not limited to:

• Connections to known darknet marketplaces or illicit mixing platforms.
• Ties to wallets associated with extortion, ransomware, or stolen funds.
• Transactions originating from sanctioned entities or jurisdictions.

4. The KYC Verification Process

If a deposit triggers a high-risk alert within a partner's AML mechanism, the transaction is automatically suspended. To proceed, the user must successfully pass an escalated Know Your Customer (KYC) audit managed directly by the executing partner.

This process typically mandates the submission of:

1. A high-quality image of a valid government-issued ID (Passport, Driver's License, or National ID Card).
2. A clear facial biometric check or selfie holding the designated ID document.
3. Sufficient Proof of Origin documenting the legitimate source of the deposited funds.

OneSwap.ai's customer support is equipped to help route your communication with the specific partner requiring the documentation, but we do not process your sensitive identity files ourselves.

5. Suspicious Activity & Frozen Assets

Should a user refuse to comply with a KYC request, submit falsified documents, or fail to reasonably dictate the origin of their assets, the exchange partner reserves the unilateral right to permanently freeze the assets and report the incident to relevant law enforcement agencies. Refunds are exclusively processed at the partner's discretion after clearing all compliance hurdles. OneSwap.ai cannot override, circumvent, or coerce our partners into releasing funds that are detained under ongoing AML investigations.